Tools of Trades Insurance

Trades Insurance are specialists in tool insurance and provide a wide range of different tools of trade insurance policies to tradespeople all across Australia.

It almost goes without saying, but without proper tools, a tradesman can’t do his job. At any one time, you could have tens of thousands of dollars worth of equipment on the back of your ute, which you’ve accumulated over the years. And within five minutes, it could all be stolen. Believe us, it happens.

Trade tools unfortunately are a preferred target for thieves as they can often be easily exchanged for cash.

General Property or Tools of Trade Insurance allows for replacement of tools in the event of a theft.

Not all Tools of Trade Insurance policies are the same and it is important to consider whether the following exist:

  • Restrictions on theft cover such as requirement for a forced entry into a vehicle or premises
  • New for old replacement or depreciation applied to old tools
  • Specification required of tools over a certain value
  • Restricted cover or full accidental loss or damage
  • Cover excluded for a mobile phone or other electronic devices

Get a Tools of Trade Insurance quote now or alternatively contact our friendly team of insurance professionals for more information on how we can assist in securing you the most suitable insurance cover for your business – and at the best price.

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