Type this question into Google and you will return about 20,000,000 results. So, it’s fair to say it’s a question asked a lot – and rightly so.

Insurance can be, and should be, considered as one of the most important aspects for your business and for protecting your future – but, insurance is complicated. It is one of the most complex products you can buy. This shows in the countless number of policies available in the market – policies that are available to protect against a multitude of potential risks.

As an example, many of the policy wordings for business insurance can be in excess of 100 pages, and whilst they are written in “plain English” for the benefit of consumers, there remains the need to read and compare each of the various different insurer’s policy wordings – the cover, additional benefits and the exclusions –especially if you want to review more than one policy and / or insurer prior to proceeding with cover.

Add to this – the choice of insurers, excesses, premiums, for example – and it can sometimes leave consumers confused, overwhelmed, or in a position where they make take insurance for granted, or even worse, misunderstand their cover.

That is why you need to use an insurance broker. A qualified insurance broker is more than just a “middle man”. They are industry experts whose priority it is to represent your interests at all times. Their role includes helping you understand your unique risks and insurance needs, and to find the cover that suits you in the ever changing insurance market. More simply put – the role of an insurance broker is to work for you.

Going direct to an insurance company may seem like the cheaper option, but would you fight a legal dispute without a solicitor, or lodge your company’s tax return without an accountant? An insurance broker can work alongside you as your professional insurance partner analysing your situation and providing a customised plan to meet your specific needs.

The service standards they offer you – and the protections in place to ensure you are treated in an open and honest way – are set out in the Insurance Brokers Code of Practice.

Why us? We are a Perth based insurance broker with a client reach right across Australia, and we specialise in tradesman insurance (or tradies insurance as it’s sometimes fondly referred to) and construction insurance. We are innovative and we are well respected, and have been ranked as one of the top Insurance Brokers in Australia. Collectively we have more than 50+ years’ experience.

We provide our clients with regular reviews, claims support, contract review service, ongoing advice, and risk management advice. And equally as important, we pride ourselves on our excellent customer care, old fashioned personal service and our integrity.

The Steadfast Group is Australasia’s largest general insurance broker network.

We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing.

And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.

How can we provide proof of ownership if you do not have original purchase invoices?

Under our Trades Package Insurance we have an agreement that photos of your tools will be sufficient proof of ownership, the photos need to be provided to us to keep on file prior to a claim.

We can then retrieve the photos to make sure your claim is accepted without delay, so that you can get back on the tools.

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